Today’s Current Mortgage Rates for 4/4/2011 from LoanSafe.org

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- LoanSafe.org Quick Links: Get Daily Updates - Subscribe to Our RSS Feed Mortgage Assistance - Find mortgage help Scam Alerts - Watch Out for These Scams! Government News - Are they helping homeowers? Join Our Forum - Get FREE Help Online Now! Today’s Current Mortgage Rates for 4/4/2011 from LoanSafe.orgby Moe Bedard on April 4, 2011

in Current Mortgage Rates

(LoanSafe.org) – Today, a few  loan programs saw rates decrease at the majority of the top lenders we study daily, but over at US bank , a few had increased. Wells Fargo showed appeared to show no activity from last week.

This morning at Chase Mortgage, 30 and 15 -year fixed loans, in addition to their regular and FHA 5-year ARMs all decreased under both the their home purchase and refinance programs.

Bank of America Home Loans’ 30-year fixed loans decreased under their home purchase program. The rest of the lender’s rates stayed the same this morning.

30, 20 and 10 year fixed rates along with 5-year ARMs increased at US Bank. The lender also showed a decrease i their 3-year ARMs.

Wells Fargo Home Mortgage Purchase Rates:

30-year fixed: 5.000%
30-year fixed FHA: 4.875%
15-year fixed 4.250%
5-year ARM: 3.500%
5-year ARM FHA 3.750%

Wells Fargo Refinance Rates:

30-year fixed: 5.000%
30-year fixed FHA: 4.750%
15-year fixed 4.250%
5-year ARM: 3.625%
5-year ARM FHA 3.750%

Chase Home Mortgage Purchase Rates:

30-year fixed 4.875%
15-year fixed: 3.875%
7/1 ARM 3.625%
5/1 ARM 3.125%

Chase Refinance Rates:

30-year fixed 4.875%
15-year fixed: 4.000%
7/1 ARM 3.750%
5/1 ARM 3.250%

Bank of America Home Loans Purchase Rates:

30-year fixed 4.750%
5-year ARM 3.375%
30-year fixed rate, interest only 5.375%
5-year ARM, interest only 3.625%

Bank of America Refinance Rates

30-year fixed 4.875%
5-year ARM 3.500%
30-year fixed rate, interest only 5.375%
5-year ARM, interest only 3.750%

US Bank Fixed Rates

30-year fixed 4.750%-5.000%
20-year fixed 4.500%-4.750%
15-year fixed 3.875%-4.250%
10-year fixed 3.750%-3.875%
FHA 30-year fixed 4.750%
FHA 15-year fixed 4.250%

US Bank ARMS

3-year ARM 2.750% – 3.375%
5-year ARM 3.250% – 3.625%

DISCLAIMER: Maximum Original Principal Balance for Loans Closed in 2011

Places: Continental United States            Alaska, Hawaii, Guam

Units     General         Higher Cost          General      Higher Cost
1            $417,000     $729,750             $625,500     $938,250

2            $533,850     $934,200               $800,775     $1,201,150

3             $645,300     $1,129,250            $967,950     $1,451,925

4            $801,950     $1,403,400              $1,202,925     $1,804,375

The limit may be lower for a specific high-cost area; use the Loan Limit Look-Up Table above to see limits by location. These limits are the same as the 2010 high-cost area loan limits and apply to all loans originated on or before September 30, 2011. Loans originated on or after October 1, 2011, will use the

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