Home Loans - Equity - Calculators - Rate - Bank: April 2011

Sunday, April 10, 2011

How to spoil a home description

Download PDF advertisementRelated Links:Mortgage Rate Trend Index7 freaky home threats: Are you covered?Condo conversion yields few optionsRelated Articles:Mortgage costs will riseBig loans will cost moreWhat will $200,000 buy?Bankrate.com's corrections policy Posted: April 4, 2011 Click for the best Mortgage rates in your...

Freddie Mac Announces K-012 Offering of Approximately $1 Billion in Multifamily Securities

Image via Wikipedia(Source: Freddie Mac) – MCLEAN, Va. – Freddie Mac (OTC: FMCC) today announced a new offering of Structured Pass-Through Certificates (“K Certificates“), multifamily mortgage-backed securities. The company expects to offer approximately $1 billion in K Certificates (“K-012 Certificates”), which are expected to price the week of April 4, 2011, and settle on or about April 27, 2011.The K-012 Certificates will be offered to the market by a syndicate of dealers led by Wells Fargo Securities, LLC and Goldman, Sachs & Co....

Foreclosure Prevention Workshop in Wisconsin

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - This foreclosure prevention workshop is held every second Thursday of the month for home owners who are already trapped in the foreclosure process. At this event, home owners can get educated by a seminar conducted by HUD-certified housing counselors. At the events home owners will learn about the possibilities that exist to help every home owner.Date of Event: 4/14Time of event: 6pmLocation of Event: Madison College-Truax Campus3550 Anderson St. , MadisonCall: ...

Freddie Mac, Capital Markets Cooperative Renew Strategic Alliance

by Moe Bedard on April 4, 2011in Home Loan NewsCMC Lenders To Receive Competitive Execution, Pricing, and Value-Added ServicesMCLEAN, Va. (Source: Freddie Mac) — Freddie Mac (OTC Bulletin Board: FMCC) and Capital Markets Cooperative (CMC), a Florida-based provider of services and expertise that reduce risk and maximize profits for mortgage bankers, have announced the renewal of their two-year old strategic alliance.News Facts:View the Original arti...

Saturday, April 9, 2011

Today’s Current Mortgage Rates for 4/4/2011 from LoanSafe.org

Click Here to Use Our Mortgage Calculators... HOMEAbout UsTestimonialsContact UsPrivacy PolicyFORUMForum HomeTell Us Your StoryMortgage Lenders & ServicersBank of America Home LoansCountrywide Home LoansChase BankChase MortgageCiti MortgageWells Fargo Home MortgageOption OneForeclosure HelpMaking Homes AffordableNACALoan ModificationForelcosure ProcessShort SaleDeed in Lieu of ForeclosureForeclosure LawsForeclosure Prevention ServicesLoan Safe LoungeDo it Yourself Loan ModificationCredit & DebtCredit RepairBad CreditDebt ConsolidationDebt...

Almost a Quarter of People With Mortgages Having Difficulty Paying Them Off

by Moe Bedard on April 4, 2011in Mortgage AssistanceNEW YORK, (Source: Harris Interactive)– A new Harris Poll finds that fully 22% of people with mortgages are having difficulty meeting their mortgage payments, and this includes 7% who are having “a great deal of difficulty”. Furthermore, 21% of those with mortgages are “under water” in that they think their homes are worth less than the amounts that they owe.However these numbers are somewhat lower than they were a year ago. Those having difficulty paying off their mortgages have declined from...

Business News on American International Group, BlackRock, Credit Suisse AG, Morgan Stanley and Barclays plc

by Alex Ferreras on April 4, 2011in NewsCHICAGO (SOURCE Zacks Investment Research, Inc.) - Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: American International Group Inc., BlackRock Inc., Credit Suisse AG, Morgan Stanley and Barclays plc.Get the most recent insight from Zacks Equity Research with the free Profit from the Pros newsletter:Here are highlights...

Beazer Homes Introduces Its Pre-Owned Homes Division

by Alex Ferreras on April 4, 2011in Real EstateATLANTA (Source: Research and Markets) - Beazer Homes, one of the country’s top-10 homebuilders, is expanding beyond new home sales with the introduction of its Pre-Owned Homes Division. Beginning in the Phoenix market, the new division is charged with acquiring, improving and renting recently built, previously owned homes within select communities in markets in which the company currently operates. By augmenting the sale of newly constructed homes with rental options of previously owned homes, Beazer...

Chase To Add 100 Bank Branches in California in 2011

by Alex Ferreras on April 4, 2011in Chase BankLOS ANGELES (Source: Research and Markets) – Chase announced today that it will continue its investment in California by opening about 100 branches and adding more than 1,500 jobs to better serve customers in 2011. The new branches will extend Chase’s network to more than 900 bank branches and more than 3,000 ATMs across California.Chase will open: About 65 branches in Southern California, including Los Angeles, Ventura, Riverside, San Bernardino, Orange and San Diego counties; About 20 branches in...

NAACP Opens Financial Freedom Center

by Alex Ferreras on April 4, 2011in Wells FargoWASHINGTON (Research and Markets) - The NAACP announced today the opening of the NAACP Financial Freedom Center, the next phase of a groundbreaking agreement with Wells Fargo & Co. to provide financial education and banking resources to consumers. The Center will be the headquarters of the NAACP Financial Freedom Campaign, an initiative to influence change in the banking industry, prevent unfair mortgage lending practices, protect the community against predatory mortgage lending practices,...

CEO Ed Haldeman Shares “Three Little-Known Facts About Freddie Mac Delinquencies”

Click Here to Use Our Mortgage Calculators... HOMEAbout UsTestimonialsContact UsPrivacy PolicyFORUMForum HomeTell Us Your StoryMortgage Lenders & ServicersBank of America Home LoansCountrywide Home LoansChase BankChase MortgageCiti MortgageWells Fargo Home MortgageOption OneForeclosure HelpMaking Homes AffordableNACALoan ModificationForelcosure ProcessShort SaleDeed in Lieu of ForeclosureForeclosure LawsForeclosure Prevention ServicesLoan Safe LoungeDo it Yourself Loan ModificationCredit & DebtCredit RepairBad CreditDebt ConsolidationDebt...

Fighting for the Largest Spending Cuts Possible to Help Create Jobs

by Alex Ferreras on April 4, 2011in News(Source: Speaker Boehner’s Press Office) - It’s been 43 days since the House passed H.R. 1 to fund the government for the rest of the fiscal year and cut spending to end some of the uncertainty facing job creators. Senate Democrats still haven’t passed a bill of their own or offered a credible plan to cut spending and keep the government running. Read more belowIn the weekly Republican address, Speaker Boehner View the Original arti...

Friday, April 8, 2011

Foreclosure Prevention Workshops in Long Beach, California

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - If your in foreclosure, and worried about losing your home, this event may help you to preserve your title of a home owner. There are many foreclosure rescue scams out there. Attending this event will help to educate you on how to recognize and avoid them. Learn your rights you have as a home owner.To reserve your seat: 213-381-2862 or email counselingView the Original arti...

Free Foreclosure Couseling in Washington County, Minnesota

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - If your a home owner who ix at risk of foreclosure, these events exist to assist your needs to assist you and other home owners. These events are recommended for home owners who are already in the foreclosure process, but home owners who are behind or almost behind on their payments are more than welcome to get assistance to prevent going into foreclosure. No pre-registration is required for this specific event. The workshop will include a 45-minute presentation summarizing...

Nevada Foreclosure Mediation Preparation in Reno, Nevada April 7

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - Nevada passed a law that entitles homeowners to mediation prior to foreclosure. This seminar is specific to homeowners who have received a Notice of Default and would like further information regarding the mediation process. We will be going over the mediation process, what to expect and information required prior to the mediation.At this event, home owners will have the chance to do something about their foreclosure. Whether that be stop foreclosure with a loan modification,...

Free Legal Mortgage Foreclosure Consultations in Nassau County, New York

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - Home foreclosure filings in Nassau County continue to be among the highest in New York State. To get assistance in this ongoing foreclosure crisis, events like this one are recommended to attend. Attendees must bring their mortgage documents. Attorneys who speak Spanish, Creole and Russian will be on site to assist home owners at the event. Attorneys bi-lingual in Korean, Chinese, Hindi and other languages will be made available upon request when homeowners call to make reservations.at...

Foreclosure Prevention Workshop in West Side Foreclosure

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) – The resurrection Project is offering this free event to assist home owners to prevent foreclosure in order to stay in their home. The event will go over the foreclosure process and time line and help home owners discover their options when in a hardship. Register: (312) 666-1323. For more information, visit www.resurrectionproject.comDate of Event: April 5Time of Event: 6:00pm – 8:30pmLocation of Event: Parroquia San Pio V, 1919 S. Ashland Ave., ChicagoView the Original a...

HELP Event in Menifee For Home Owners

by Alex Ferreras on April 4, 2011in Mortgage Assistance(LoanSafe.org) - For people in the riverside county area, this event will take place in Menifee this Saturday, April 9, for people in need of assistance.HELP sponsored by Chris Sorensen holds events regulary in the southern California, Riverside county area. These events will truly assist home owners to save their home and mortgage.Date of Event: April 9Time of Event: 10:00am-1:00pmLocation of Event:Menifee Sports Park30627 Menifee RoadMenifee, CA 92584Register at: www.freehomeownershiphelp.orgView...

Secretary Geithner Sends Debt Limit Letter to Congress

Image via Wikipedia(Source: US Treasury By: Erika Gudmundson) – Today, Secretary Geithner sent the following letter to Congress regarding the debt limitThe Honorable Harry ReidDemocratic LeaderUnited States SenateWashington, DC 20510Dear Mr. Leader:I am writing to update you on the Treasury Department’s projections regarding when the statutory debt limit will be reached and to inform you about the limits of the available measures at our disposal to delay that date temporarily.In our previous communications to Congress, we provided regular estimates...

Second Fresno County Pot House Mortgage Fraudster Sentenced

Image via Wikipedia(Source: DEA) FRESNO, Calif.- United States Attorney Benjamin B. Wagner and U.S. Drug Enforcement Administration Special Agent in Charge Anthony D. Williams announced today that Shirley Wong, aka Ngoc Li Vuong, 43, of San Jose, was sentenced to 21 months in prison for conspiring to commit mail fraud in connection with the financing and acquisition of two houses in Fresno and Clovis that were later used for marijuana cultivation. Wong was also ordered to pay restitution to the lenders who were forced to foreclose on the properties...

Thursday, April 7, 2011

Beware of tax scams

during tax seasonAs the tax-filing deadline approaches, people wanting your money are coming at you from all sides. No, they're not with the Internal Revenue Service. They're con artists.Bankrate's Tax GuideTax bracketsTax formsTax deductionsTax creditsTax exemptionsState taxesTax laws & the IRS« All guide contentTax season is prime hunting season for these financial predators. Folks are worried enough about correctly filing their returns, so they take any indication that they've done something wrong very seriously.Scammers know this, and...

6 simple ways to score free stuff

Everyone loves nabbing free stuff.And getting it is easier than you think. Yes, it's mostly small stuff -- not an Xbox or an iPod. But freebies can really add up. Using free samples, coupons and rewards points, and even hosting house parties can help you net serious savings on daily staples.For example, Sarah Barrand, founder of AThriftyMom.com, says she saves $500 per month on groceries and other sundries, using coupons.But Brent Shelton, a spokesman for FatWallet.com, says other items, such as gadgets, can carry an invisible...

5 ways to save today on summer vacation

MortgageHome Equity100 Highest CD yields100 Highest MMAsCredit CardsAutoCheckingInsuranceCollege FinancePersonal LoansCredit Unions advertisement PrintE-mail smart spending 5 ways to save money on summer vacation By David McMillin View the Original arti...

How much home can you buy for $200K?

MortgageHome Equity100 Highest CD yields100 Highest MMAsCredit CardsAutoCheckingInsuranceCollege FinancePersonal LoansCredit Unions advertisement 2011 Homebuying and Selling PrintE-mail View the Original arti...

Testimony of The Honorable John H. Dalton President of the Housing Policy Council

by Alex Ferreras on March 31, 2011in Government News(Source: Financial Services) - Mr. Chairman and Members of the Committee thank you for holding this important hearing and thank you for the invitation to participate.My name is John Dalton, and I am the President of the Housing Policy Council of The Financial Services Roundtable. The Housing Policy Council is thirty-two of the leading national mortgage finance companies. HPC members originate, service, and insure mortgages, and do business every day with Fannie Mae and Freddie Mac.Mr. Chairman,...

SBA Opens Temporary Refinancing Program to Real Estate Mortgages Maturing after December 2012

Small business owners with eligible commercial real estate mortgages maturing after Dec. 31, 2012, will be able to secure more stable, long-term financing through the U.S. Small Business Administration’s temporary 504 refinancing program as a result of a change that will be published in The Federal Register by April 6.In February, SBA implemented a temporary refinancing program enacted under the Small Business Jobs Act of 2010, which allowed small businesses facing maturing commercial real estate mortgages or balloon payments before Dec. 31, 2012,...

Treasury Department Agrees to be Named as a Selling Shareholder in Ally Financial Inc.’s Registration Statement for Its Initial Public Offering

The U.S. Department of the Treasury today announced that it has agreed to be named as a selling shareholder of common stock of Ally Financial Inc. (Ally) in Ally’s registration statement filed with the Securities and Exchange Commission (SEC) for a proposed initial public offering. Treasury will retain the right, at all times, to decide whether and at what level to participate in the offering.Treasury owns approximately 74 percent of the issued and outstanding common stock of Ally, as of December 31, 2010, as well as approximately $5.9 billion...

Statement By Senators MCCain and Lieberman Regarding the Recent Developments in Syria

President Assad of Syria boasted eight weeks ago that the democratic wave sweeping the Middle East would not reach his country. The Syrian people, he said, were happy with his regime. It is now clear President Assad was badly mistaken.View the Original arti...

Wednesday, April 6, 2011

SAFE ACT – Frequently Asked Questions

Click Here to Use Our Mortgage Calculators... HOMEAbout UsTestimonialsContact UsPrivacy PolicyFORUMForum HomeTell Us Your StoryMortgage Lenders & ServicersBank of America Home LoansCountrywide Home LoansChase BankChase MortgageCiti MortgageWells Fargo Home MortgageOption OneForeclosure HelpMaking Homes AffordableNACALoan ModificationForelcosure ProcessShort SaleDeed in Lieu of ForeclosureForeclosure LawsForeclosure Prevention ServicesLoan Safe LoungeDo it Yourself Loan ModificationCredit & DebtCredit RepairBad CreditDebt ConsolidationDebt...

Free Foreclosure Assistance Event For Home Owners in Maryland

by Alex Ferreras on March 31, 2011in Mortgage Assistance(LoanSafe.org) - This event is being thrown for home owners who are in fear of losing their home. The workshop will be going over Maryland’s foreclosures laws.Additionally at the event, you’ll meet with loan providers and talk to housing counselors for free. Lawyers as everyone knows cost up to thousands of dollars. Why pay that for a loan mod or short sale that won’t succeed without you taking direct part in it with yourself holding the right information.Attendees have to bring:all paperwork...

Foreclosure Lawsuit Answer Clinic for Wisconsin Home Owners

by Alex Ferreras on March 31, 2011in Mortgage Lawsuits(LoanSafe.org) – This free walk in legal clinic for Wisconsin home owners is for home owners who who currently facing, and are filing a lawsuit against their lender for predatory lending, wrongful foreclosures, ext. Pro-bono attorneys will be at the event to assist home owners with lawsuits there bringing against their lender for wrongful foreclosures. First-come, first served, please arrive before 12:30. Homeowners should bring their Summons and Complaint as well as any other relevant paperwork.Date...

Free First-time Home Buying Workshop in Monterey, California

by Alex Ferreras on March 31, 2011in Buy a Home(LoanSafe.org) – Homeowners are not the only ones who have free assistance events. This free first time home buyers event will assist people to learn how to manage your money, manage your credit select the right realtor and how to qualify for the correct loan. The Housing Resource Center of Monterey County is a non-profit United Way sponsored agency that provides FREE home buying and foreclosure counseling. RSVP required.Home Buying is a complicated process with a lot of paperwork, call (831) 424-9186...

Former Orion Bank President Indicted for Conspiracy to Commit Bank Fraud and Deceive Bank Examiners

United States Attorney Robert E. O’Neill announces the return by a grand jury of an indictment charging Jerry J. Williams (51, Forth Worth, Texas), formerly of Naples, Florida, with conspiracy to commit bank fraud and deceive federal and state bank examiners. Williams is also charged with two counts of misapplication of bank funds; two counts of making false entries in the reports of Orion Bank; mail fraud; wire fraud; and money laundering. If convicted, Williams faces the following maximum penalties in federal prison, respectively.ConspiracyView...

Free Foreclosure Event on Tuesday for LA Home Owners

by Alex Ferreras on April 1, 2011in Mortgage Assistance(LoanSafe.org) – As the housing market continues to not prosper, more people are becoming more in need for foreclosure assistance. This specific event is held for home owners every Tuesday. Prepare for the Tuesday coming up if your an LA homeowner.At these events home owners will have the chance to attend these seminars for free. Each seminar focuses on a specific real estate topic, but most of them cover the foreclosure process (time line) and assistance home owners to find ways they...

Foreclosure Prevention Event for Moreno Valley Home Owners

by Alex Ferreras on April 1, 2011in Mortgage Assistance(LoanSafe.org) - As republicans are trying to get rid of failed government foreclosure programs, the market is getting no better, and people are still losing their homes as a result of predatory lending and no successful assistance. As a result of this we at LoanSafe are posting as much events as possible and reminding home owners about all the assistance that does exist out there.At this specific event, Spanish translation will be available, you’ll be able to meet with lenders to work on...

Financial Analyst Pleaded guilty to Being in Relation to $1.5 Billion Fraud TBW Case

Sean W. Ragland, a former senior financial analyst at Taylor, Bean & Whitaker (TBW), pleaded guilty today to conspiring to commit bank and wire fraud for his role in a scheme that defrauded approximately $1.5 billion from financial investors in TBW’s mortgage lending facility, Ocala Funding.The guilty plea was announced today by Assistant Attorney General Lanny A. Breuer of the Criminal Division; U.S. Attorney Neil H. MacBride for the Eastern District of Virginia; Acting Special Inspector General Christy Romero for the Troubled Asset Relief...

Tuesday, April 5, 2011

Investment Adviser Pleaded Guilty to Defrauding New York State and New Jersey Investers

A Westfield, New Jersey-based investment adviser admitted today to defrauding numerous investors, including a union pension fund, of more than $2.4 million by funding his lavish lifestyle with money he claimed to be investing in conservative securities, U.S. Attorney Paul J. Fishman announced.Carlo Chiaese, 38, of Springfield, N.J., pleaded guilty before U.S. District Judge William J. Martini in Newark federal court to an information charging him with securities fraud.According to documents filed in this case and statements made during Chiaese’s...

New Jersey Real Estate Developer Sentenced to Over 3 Years in Prison for Economic Corruption

Altman, a Union City, New Jersey-based real estate developer, was sentenced today to 41 months in prison for offenses related to his arranging a $20,000 cash bribe to a Jersey City public official and laundering money he thought was criminally obtained, U.S. Attorney Paul J. Fishman announced.Altman, 41, of Monsey, N.Y., previously pleaded guilty to two counts of an indictment charging conspiracy to obstruct commerce by extortion under color of official right (count one) and conspiracy to launder money (count four). He entered his guilty plea...

Pearce, Financial Services Republicans Unveil Fannie and Freddie Reform Plan

House Financial Services Committee Republicans today unveiled their plan to reform government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac.Rep. Scott Garrett (R-NJ), Chairman of the House Financial Services Subcommittee on Capital Markets and Government-Sponsored Enterprises, issued the following statement:View the Original arti...

Senate Republicans Push to Repeal Dodd-Frank Financial Takeover

by Alex Ferreras on April 1, 2011in Government News(Source: Senator Jim DEMint) - Today, U.S. Senator Jim DeMint (R-South Carolina), chairman of the Senate Steering Committee, announced the introduction of S. 712, The Financial Takeover Repeal Act of 2011. The bill would repeal the Dodd-Frank financial regulation bill that President Obama signed into law on July 21, 2010. Former Federal Reserve Chairman Alan Greenspan recently commented that the Dodd-Frank regulation View the Original arti...

Franken Fights for the Homeowner Advocate

by Alex Ferreras on April 1, 2011in Government News(Source: senator Al Franken) - Families who face foreclosure but believe their mortgage services are breaking the rules could have a new place to turn for help, thanks to legislation reintroduced today by U.S. Sens. Al Franken (D-Minn.), Olympia Snowe (R-Maine), Robert Menendez (D-N.J.), and Jay Rockefeller (D-W.Va.) that would create an Office of the Homeowner Advocate.The bill would establish a new office that would protect homeowners seeking mortgage modifications within the Home Affordable...

Free Foreclosure Event for Silver Spring, Maryland Home Owners

by Alex Ferreras on April 1, 2011in Mortgage Assistance(LoanSafe.org) - This foreclosure education and prevention event is for all home owners who need advice on foreclosure or those who have a delinquent mortgage. Home owners do have rights when it comes to foreclosure, and it’s essential that you understand them.Loan modifications are things that can help a home owner, or not. But there a tool for scammers to use. At this event learn how to recognize loan modification rescue scams and learn how to avoid them. Renters or home owners alike are...

Freddie Mac Wins Dismissal of Federal Putative Class Action Lawsuit

by Alex Ferreras on April 1, 2011in Freddie MacMCLEAN, Va. (Source: Freddie Mac) - Freddie Mac today announced the dismissal of a putative class action securities lawsuit filed against the company in federal court in August 2008.Judge John Keenan of the U.S. District Court for the Southern District of New York has granted Freddie Mac’s motion to dismiss all claims asserted against Freddie Mac in a putative securities fraud class action filed against the company and certain of its former senior officers. Judge Keenan found not actionable all alleged...

Free Home Owners Resource Fair being Held in Detroit, Michigan

by Alex Ferreras on April 1, 2011in Mortgage Assistance(LoanSafe.org) - If your facing a hardship or already facing foreclosure, and are interested in saving your home, then make sure to call in and attend this foreclosure resource fair tomorrow!At this seminar, you’ll learn smart ways to budget and manage your money to be able to perhaps make your mortgage payments. If your interested in saving your home a loan mod could save you from possible foreclosure. Free light refreshments will be given at this event. This event is aimed at teaching home...

Monday, April 4, 2011

Realtors® Committed to Fair Housing Throughout the Year

will join Americans across the country as they honor Fair Housing Month this April. As the leading advocate for home ownership, NAR strongly supports the Fair Housing Act and believes that anyone who is able and willing to assume the responsibilities of owning a home should have the opportunity to pursue that dream.This April marks the 43rd anniversary of the 1968 landmark Fair Housing Act, which prohibits discrimination based on race, color, national origin, religion, sex, familial status or disability. NAR also supports equal opportunity...

HUD Selects 2 Innovative Public Housing Authorities to Elite Program to Enhance Federal Rental Assistance Programs

have been selected to participate in HUD’s Moving To Work Program (MTW). This program allows housing agencies to design and test innovative strategies to strengthen the delivery of services to families living in public housing or who are assisted through HUD’s Housing Choice Voucher Program.The two agencies will join 33 others across the U.S. that participate in the MTW Program. The agencies were selected from five agencies that applied for MTW designation last year and will have this designation until 2018 (see attached summaries).View...